{
  "_comment": "Every row a host sees on the page has display:true. Historical/test-only rows (display:false) exist so scripts/test-calc.mjs can exercise both Airbnb fee shapes through the same calc function — never render a non-current fee publicly. Re-verify checkedDate every ~60 days; Vrbo's 12% takes effect 2026-10-29, re-check sources after that date.",
  "platforms": [
    {
      "id": "airbnb_host_only_2026",
      "display": true,
      "platform": "Airbnb",
      "model": "percent",
      "hostFeePct": 0.155,
      "label": "15.5% host-only service fee",
      "note": "Airbnb moved nearly all hosts to a single host-only fee on Sept 15, 2026 (Oct 13 in the EEA/Switzerland). Guests pay no separate service fee at checkout; it comes out of your payout.",
      "source": "TabiVista, \"Airbnb Host Service Fee Percentage 2026\"",
      "sourceUrl": "https://www.tabivista.com/blog/airbnb-host-fees-2026/",
      "effectiveDate": "2026-09-15",
      "checkedDate": "2026-10-06"
    },
    {
      "id": "airbnb_split_2025",
      "display": false,
      "platform": "Airbnb (pre-2026, split fee)",
      "model": "percent",
      "hostFeePct": 0.03,
      "label": "3% host fee (split model, superseded)",
      "note": "Historical only, kept for test coverage of the split-fee shape. Do not render — superseded by airbnb_host_only_2026 as of Sept 15, 2026.",
      "source": "TabiVista, \"Airbnb Host Service Fee Percentage 2026\"",
      "sourceUrl": "https://www.tabivista.com/blog/airbnb-host-fees-2026/",
      "effectiveDate": null,
      "checkedDate": "2026-10-06"
    },
    {
      "id": "vrbo_2026",
      "display": true,
      "platform": "Vrbo",
      "model": "percent",
      "hostFeePct": 0.12,
      "label": "12% commission (all hosts)",
      "note": "Vrbo is moving every host to a single 12% commission on Oct 29, 2026, replacing its tiered ~5-8% structure. Shown here at the new rate since it takes effect within weeks of this page's publish date.",
      "source": "TabiVista, \"Vrbo Host Fees 2026: The New 12% Commission Explained\"",
      "sourceUrl": "https://www.tabivista.com/blog/vrbo-host-fees-2026/",
      "effectiveDate": "2026-10-29",
      "checkedDate": "2026-10-06"
    },
    {
      "id": "furnished_finder_2026",
      "display": true,
      "platform": "Furnished Finder",
      "model": "flat_annual",
      "flatAnnualFee": 199,
      "label": "$199/year, 0% commission",
      "note": "One flat annual listing fee, no per-booking commission and no guest service fee. Add-on units are $149/year each.",
      "source": "Furnished Finder, \"2026 Pricing and FAQs\"",
      "sourceUrl": "https://support.furnishedfinder.com/hc/en-us/articles/43700974504475-Furnished-Finder-2026-Pricing-and-FAQs",
      "effectiveDate": "2026-01-02",
      "checkedDate": "2026-10-06"
    },
    {
      "id": "direct_2026",
      "display": true,
      "platform": "Your own site",
      "model": "percent",
      "hostFeePct": 0,
      "label": "0% platform fee",
      "note": "No platform commission or listing fee. You still pay your own payment processor to accept a card — typically around 2.9% + $0.30 per charge (e.g. Stripe's published US rate) — which is a processing cost on any site, not a platform fee.",
      "source": "Stripe, standard US pricing (payment-processing context, not a platform fee)",
      "sourceUrl": "https://stripe.com/pricing",
      "effectiveDate": null,
      "checkedDate": "2026-10-06"
    }
  ]
}